A Charlotte, North Carolina man, having purchased a =
case of rare, very expensive cigars, insured them against… get this… =
FIRE.
Within a month, having smoked his entire stockpile =
of fabulous cigars, and having yet to make a single premium payment on =
the policy, the man filed a claim against the insurance company. In his =
claim, the man stated that he had lost the cigars in "a series of =
small fires." The insurance company refused to pay, citing the =
obvious reason that the man had consumed the cigars in a normal fashion. =
The man sued . . . and won.
In =
delivering his ruling, the judge stated that since the man held a policy =
from the company in which it had warranted that the cigars were =
insurable and also guaranteed that it would insure the cigars against =
fire without defining what it considered to be "unacceptable =
fire," it was obligated to compensate the insured for his loss. =
Rather than endure a lengthy and costly appeal process, the insurance =
company accepted the judge’s ruling and paid the man $15,000 for the =
rare cigars he lost in "the fires."
But . =
. .
After the man cashed his check, the insurance =
company had him arrested on 24 counts of arson. With his own insurance =
claim and testimony from the previous case being used as evidence =
against him, the man was convicted of intentionally burning the rare =
cigars and sentenced to 24 consecutive 1 month terms, or payment of =
$15,000.
~~
Dr Bob Griffin =
[email protected] www.grif.net =
"Jesus Knows Me, This I =
Love!"